Don’t Crowdfund Your Family’s Future
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A new phenomenon is sweeping the internet: crowdfunding. The trend may have its roots in groups generating funds for a common cause through a print or news campaign, but modern-day crowdfunding gained traction, allowing anyone to finance a cause through the web or social media.
Nowadays, crowdfunding is increasingly being used to raise funds for grieving families. Chances are you’ve seen this more than once. Someone passes away, and within a day or two a representative from the family opens a crowdfunding page to raise money to pay for funeral expenses and medical bills.
Without question, crowdfunding is a great way to harness the power of the internet for charitable ends, but it is often insufficient.
Recent studies show that the average crowdfunding memorial page raises $2,000-$2,200 — far below the average cost of funeral services.1 Grieving families are left to deal with the shortfall as well as the additional stress of soliciting donations, figuring out how to access the money and calculating platform fees.
September is designated as Life Insurance Awareness Month. It’s a great opportunity for you to evaluate your life insurance coverage and make sure your family’s future will not be left up to a crowdfunding page.
Since life insurance prepares families for one of life’s certainties, it’s a product that nearly everyone needs. The question is not “Do I need life insurance?” but rather “Who should I get it from?"

Who Should I Get It From?

Hundreds of life insurance companies in North America offer you products that may seem to meet your need, without much difference in service. But there’s only one life insurance company that belongs to you.
The Knights of Columbus has upheld the Catholic commitment that has animated our Order since its founding by Father Michael J. McGivney, protecting families in the event of the death of the breadwinner and offering insurance by brother Knights for brother Knights.
Today, our insurance program protects hundreds of thousands of families, with more than $105 billion in force. In 2016, the Order paid more than $900 million in total benefits (death claims, maturities and annuities) and dividends to policyholders
Being your insurance company also means that we have to be ethical, responsible, Catholic and charitable — just as you would expect.

Recently, the Knights of Columbus has been recognized by the Ethisphere Institute as a 2017 World’s Most Ethical Company for the fourth consecutive year.
Over the past decade, the insurance business and the local Knights of Columbus councils served as two of the primary sources for the Order’s charitable donations amounting to more than $1.55 billion.

Not every life insurance company can say that.

How Much Do I Need?

As a Knight, you have a full-time, professional brother Knight field agent to call your own. His job — his mission — is to help you and your family evaluate your situation and determine how much coverage is needed to help meet your needs within your budget.
It’s a proven fraternal system that has helped countless families when they need it most.
So, as we observe Life Insurance Awareness Month, don’t leave your family’s future to chance charity. Protect your family with the safety and guarantees of life insurance from the Knights of Columbus.